Last updated: April 2026 — Callum Hargreaves, An Tho Ern
By accessing and using the website anthoern.com, you ("the User") agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, please refrain from using the website.
The content on anthoern.com is provided for informational purposes only and does not constitute financial, legal, or any other form of professional advice. The User acknowledges and agrees that the website is not intended to be a substitute for such advice, and that the User will seek professional guidance as needed.
The owner and operator of anthoern.com, Callum Hargreaves, and any affiliated entities, shall not be held liable for any damages, direct or indirect, arising from the use of the website or the information provided therein. The User agrees to use the website at their own risk.
The website anthoern.com is intended for use by individuals aged 18 and above only. By accessing the website, the User represents and warrants that they are of legal age to engage in the activities discussed on the site.
All content, including but not limited to text, images, graphics, and logos, on anthoern.com is the property of Callum Hargreaves or its licensors and is protected by applicable intellectual property laws. The User agrees not to reproduce, distribute, or create derivative works from the website's content without the express written permission of the owner.
These Terms of Use shall be governed by and construed in accordance with the laws of Australia, and any disputes arising from the use of anthoern.com shall be resolved in the courts of Australia.
The content on anthoern.com is authored and edited by Callum Hargreaves, the owner and operator of the website.
The information and content provided on anthoern.com is for informational purposes only and is not intended to be a substitute for professional financial, legal, or any other form of advice. The User is solely responsible for their own decisions and actions, and the website owner shall not be held liable for any consequences arising from the use of the information on the site.
By using anthoern.com, the User acknowledges and agrees to the terms and conditions outlined above. If you have any questions or concerns, please contact the website owner at the provided contact information.